Budget tracking without finance-app noise.
My Money answers the practical questions first: what is due next, what is already paid, how much room is left, and how would a change affect the month?
Monthly overview
A dense but calm view of spending categories, paid status, and room left after obligations.
This month is stable.
Core bills are covered. Watch grocery and fuel categories before adding discretionary spending.
Bills workflow
Fast toggles make the app useful on payday. Mark items paid and the dashboard recalculates immediately.
Income + budget editor
Change income or category targets to see the planning model update.
Formula: income minus fixed bills, variable budget, and savings target. The app keeps this transparent instead of hiding it behind a score.
What-if scenarios
The demo models practical changes before they become surprises.
Local export
Because the app is local-first, export is a first-class feature instead of an afterthought.
{
"demo": true,
"month": "June 2026",
"remainingRoom": 842,
"billsPaid": "9/12",
"note": "Preview only — click Generate export preview for the current demo state."
}AI money review
A safe AI layer explains the budget state in plain English. It uses fictional local demo data here and avoids giving investment, legal, or bank-specific advice.
Bills paid, remaining room, upcoming due dates, scenario deltas, and category targets.
Ready for review.
Click Run review to generate a practical monthly note using the current demo state.